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Tompkins Community Bank to Take Part in 2024 Homebuyer Dream Program

If buying a home for the first time is a goal for 2024, take note. Tompkins Community Bank recently announced its participation in the 2024 Homebuyer Dream Program (HDP). The program, offered through the Federal Home Loan Bank of New York (FHLBNY), provides up to $20,000 in funding to assist eligible first-time homebuyers with the acquisition of their first home.

“As a community bank, helping the people and areas that we serve thrive is at the heart of everything we do,” said Vicki Ide, vice president, residential mortgage lending manager. “Purchasing a home is a big personal milestone and one with several benefits, including wealth accumulation and stability. It is our honor to be a part of that process. The Homebuyer Dream Program can help to improve access to homeownership opportunities and remove potential hurdles with down payment & closing cost assistance.”

To apply for the HDP, borrowers must be in good standing with the FHLBNY, be a first-time homebuyer, and have a household income at or below 80% of the Area Median Income for the county in which the home will be purchased. Additionally, awardees will need to complete a homeownership counseling program. Tompkins is proud to assist our customers as you move through the application process.

To learn more about this opportunity, visit your nearest Tompkins Community Bank and connect with one of our mortgage consultants (www.tompkinsbank.com). Applications are now open through August 30, 2024, or until funds are exhausted.

About Tompkins
Founded in 1836, Tompkins Community Bank serves the Central, Western, and Hudson Valley regions of New York, and the Southeastern region of Pennsylvania. Through their unique local decision-making model, the bank offers personalized service and exceptional responsiveness, while delivering a broad range of products and services for consumers and businesses. Insurance services are offered through Tompkins Insurance Agencies, and wealth management services are available through Tompkins Financial Advisors. Further information is available at www.tompkinsbank.com.

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